About Be-Spoke Capital

20 full time professionals

59 borrowers funded; €300m across 17 industries

Diversified footprint across Spain

Long standing institutional origination partnerships

Robust underwriting process supported by professional advisors

Experienced management team with a proven track

International team on the ground, with an established presence in Spain

Scalable opportunity for pan-European solution


Be-Spoke Capital provides senior secured and unsecured loans to lower-mid market companies in Spain.

Target borrowers:

  • Operations within Spain.
  • Specific sector focus in a post COVID-19 environment.
  • Regional leaders, with proven track records, sustainable business models and resilient cash flows.
  • Mitigants to sector cyclicality sought: diversification, hedging, integration and competitive advantages.
  • We aim to fund borrowers with sustainable leverage in a growth stage of their business.
  • Ticket sizes range from €3m – €15m.
  • Flexible use of funds, although we generally finance growth capital, CAPEX, buy outs and debt refinancing.

Lending Philosophy

  • We aim to position ourselves as a repeat lender and long-term partner for borrowers with growth potential.
  • We provide flexibility in the use of funds to complement bank funding options available to borrowers.
  • We use a direct approach and require immediate access to key decision makers.
  • We believe in a collaborative approach throughout the underwriting process and focus on gaining a thorough understanding of the business in order to become a long term partner.
  • Extensive bottom-up analysis of borrowers with a thorough, multi-stage credit process.


  • Significant experience in direct lending, credit, private equity, corporate finance and restructuring allows us to deliver collaborative, proactive solutions to prospective borrowers and their funding needs.
  • Able to execute on an expedited basis as the credit process can be completed within 6-8 weeks, depending on the complexity.
  • Flexible terms with grace periods, custom amortization schedules and tenors of up to 6 years.
  • Generally no personal guarantees are required.
  • Diverse and extensive professional network which allows us to introduce borrowers to other alternative finance providers and help source creative solutions where necessary.