Approach

Target borrowers:

• Operations within Spain.
• Specific sector focus in a post COVID-19 environment.
• Regional leaders, with proven track records, sustainable business models and resilient cash flows.
• Mitigants to sector cyclicality sought: diversification, hedging, integration and competitive advantages.
• We aim to fund borrowers with sustainable leverage in a growth stage of their business.
• Ticket sizes range from €3m – €15m.
• Flexible use of funds, although we generally finance growth capital, CAPEX, buy outs and debt refinancing.

• We aim to position ourselves as a repeat lender and long-term partner for borrowers with growth potential.
• We provide flexibility in the use of funds to complement bank funding options available to borrowers.
• We use a direct approach and require immediate access to key decision makers.
• We believe in a collaborative approach throughout the underwriting process and focus on gaining a thorough understanding of the business in order to become a long term partner.
• Extensive bottom-up analysis of borrowers with a thorough, multi-stage credit process.

• Significant experience in direct lending, credit, private equity, corporate finance and restructuring allows us to deliver collaborative, proactive solutions to prospective borrowers and their funding needs.
• Able to execute on an expedited basis as the credit process can be completed within 6-8 weeks, depending on the complexity.
• Flexible terms with grace periods, custom amortization schedules and tenors of up to 6 years.
• Generally no personal guarantees are required.
• Diverse and extensive professional network which allows us to introduce borrowers to other alternative finance providers and help source creative solutions where necessary.