
20 full time professionals

59 borrowers funded; €300m across 17 industries

Diversified footprint across Spain

Long standing institutional origination partnerships

Robust underwriting process supported by professional advisors

Experienced management team with a proven track

International team on the ground, with an established presence in Spain

Scalable opportunity for pan-European solution
Investment
Strategy
Be-Spoke Capital provides senior secured and unsecured loans to lower-mid market companies in Spain.
Target borrowers:
- Operations within Spain.
- Specific sector focus in a post COVID-19 environment.
- Regional leaders, with proven track records, sustainable business models and resilient cash flows.
- Mitigants to sector cyclicality sought: diversification, hedging, integration and competitive advantages.
- We aim to fund borrowers with sustainable leverage in a growth stage of their business.
- Ticket sizes range from €3m – €15m.
- Flexible use of funds, although we generally finance growth capital, CAPEX, buy outs and debt refinancing.
Lending Philosophy
- We aim to position ourselves as a repeat lender and long-term partner for borrowers with growth potential.
- We provide flexibility in the use of funds to complement bank funding options available to borrowers.
- We use a direct approach and require immediate access to key decision makers.
- We believe in a collaborative approach throughout the underwriting process and focus on gaining a thorough understanding of the business in order to become a long term partner.
- Extensive bottom-up analysis of borrowers with a thorough, multi-stage credit process.
Value-Add
- Significant experience in direct lending, credit, private equity, corporate finance and restructuring allows us to deliver collaborative, proactive solutions to prospective borrowers and their funding needs.
- Able to execute on an expedited basis as the credit process can be completed within 6-8 weeks, depending on the complexity.
- Flexible terms with grace periods, custom amortization schedules and tenors of up to 6 years.
- Generally no personal guarantees are required.
- Diverse and extensive professional network which allows us to introduce borrowers to other alternative finance providers and help source creative solutions where necessary.